i-Digital Mobile Phone and Gadget Insurance has been designed to provide insurance protection for your electronic devices. The insurance policy provides three different Plans which offer different levels of cover. You can insure up to five gadgets under the policy.
iPhone, smartphone and Laptop cover is available from £3.24 a month.
Mobile Phones can be up to 24 months old at the time of your insurance purchase with i-Digital, rather than the typical 12 months restriction imposed by many other suppliers.
One of our three Plans could provide you with the protection you need:
Essential – Each gadget is insured up to £500 for Theft, Accidental Damage, Breakdown* and Malicious Damage. Single items policies have a maximum claim limit of £1,000 in any one year but there is no limit to the number of claims that may be made under our new multi item policy.
Essential Plus – In addition to the cover provided by our Essential Plan, Essential Plus includes cover for Accidental Loss of your gadgets. Also, each gadget is insured up to an increased limit of £850.The maximum amount you can claim in any one year is £1,500 for single item policies but there is no limit to the number of claims that may be made under our multi item policy.
Premier – Our highest level of cover which automatically includes all of the benefits of our Essential Plus Plan as well as Fraudulent Use of your phone should it be lost or stolen. Cover for your digital downloads held on the equipment you insure is also included should you irretrievably lose these. Downloaded material may include music, games, videos, apps, ebooks or any other software you have downloaded for a fee. The claims limit for each gadget is £1,000 and the maximum amount you can claim in any one year is £2,500 for single item policies but there is no limit to the number of claims that may be made under our multi item policy.
All Plans include cover for Accessories such as battery chargers, carrying cases and hands-free mounting kits up to a combined retail price of £250 including VAT.
All Plans also include cover for use of our gadget anywhere in the world up to a maximum of 90 days in total in any one single 12 month period.
Fraudulent Use cover under the Premier Plan is up to a maximum limit of £100 and cover will only apply to unauthorised calls made within 12 hours of discovery of the loss or theft of the phone.
i-Digital offers a short online application process to help you obtain your cover quickly and easily. Our call centres for policy administration and claims are in the UK and you can talk to knowledgeable staff who are waiting to help you.
We offer an annual or a monthly rolling policy to give you maximum flexibility.
Check your Home and other insurance policies as many do not cover mobile phones and gadgets as standard particularly when taken out of the home. Phone and gadget policies purchased via your retail store might not offer you the best cover and you could be paying a high price when compared to i-Digital.
Policy terms and conditions apply so please be sure to read the contract carefully before you purchase.
*Breakdown cover is not available for Laptops.